Tue, November 26, 2024

[ Tue, Nov 26th 2024 ]: Bill Williamson

Angel One AMC secures SEBI license to launch mutual fund business

[ Tue, Nov 26th 2024 ]: Bill Williamson

Many stock investors lose money for not understanding the business: ICB chairman

[ Tue, Nov 26th 2024 ]: Bill Williamson

L&T Finance inks pact with Amazon Finance India

[ Tue, Nov 26th 2024 ]: Bill Williamson

eFinance Investment Group and Cassava Technologie .. Drive Business Expansion Across Egypt and Africa

[ Tue, Nov 26th 2024 ]: Bill Williamson

L&T Finance, Amazon sign strategic partnership to develop credit solutions for customers

[ Tue, Nov 26th 2024 ]: Bill Williamson

Three Reasons to Avoid TLRY and One Stock to Buy Instead

[ Tue, Nov 26th 2024 ]: Bill Williamson

How much you would have if you invested R1,000 in .. inety One, Momentum and more at the start of 2024

[ Tue, Nov 26th 2024 ]: Bill Williamson

Rupee's weakness: Achieve dollar goals with US funds and gold in portfolio

[ Tue, Nov 26th 2024 ]: Bill Williamson

New generation of Zimbabwean accounting and finance professionals awarded the CGMA designation

[ Tue, Nov 26th 2024 ]: Bill Williamson

Request Finance acquires Pay.so Lithuania; launch .. olutionary one-click crypto/fiat payment solution
Mon, November 25, 2024

[ Mon, Nov 25th 2024 ]: Bill Williamson

Two-wheelers and SME loans to fuel L&T Finance's urban growth strategy

[ Mon, Nov 25th 2024 ]: Bill Williamson

Nvidia Unveils AI Model for Music and Audio Generation

[ Mon, Nov 25th 2024 ]: Bill Williamson

Need to explore a global financial body to finance cooperatives: PM Modi

[ Mon, Nov 25th 2024 ]: Bill Williamson

Top 10 best and worst performing SIP mutual funds in the last one year

[ Mon, Nov 25th 2024 ]: Bill Williamson

Business seeks details on COP29 climate message

[ Mon, Nov 25th 2024 ]: Bill Williamson

Qatari banks show resilience and adaptability through robust financial performance

[ Mon, Nov 25th 2024 ]: Bill Williamson

Analysis-Business Seeks Details in Face of Mixed COP29 Climate Messages

[ Mon, Nov 25th 2024 ]: Bill Williamson

Asset-based finance the next big thing in private credit, KKR's Daniel Pietrzak says

[ Mon, Nov 25th 2024 ]: Bill Williamson

Natixis and Generali in early talks for asset management tie-up, FT reports

[ Mon, Nov 25th 2024 ]: Bill Williamson

Business seeks details in face of mixed COP29 climate messages
Sun, November 24, 2024

[ Sun, Nov 24th 2024 ]: Bill Williamson

Here's What We Like About Hill & Smith's (LON:HILS) Upcoming Dividend

[ Sun, Nov 24th 2024 ]: Bill Williamson

International Business Machines (NYSE:IBM) Rating Lowered to "Hold" at StockNews.com

[ Sun, Nov 24th 2024 ]: Bill Williamson

Feature: Key maritime merchants forum in Hong Kong helps steer course for shipping industry

[ Sun, Nov 24th 2024 ]: Bill Williamson

Weatherford International plc (NASDAQ:WFRD) Receives $147.29 Average Price Target from Analysts

[ Sun, Nov 24th 2024 ]: Bill Williamson

Those who invested in Accel Entertainment (NYSE:ACEL) a year ago are up 12%

[ Sun, Nov 24th 2024 ]: Bill Williamson

PUMA (ETR:PUM) stock falls 5.8% in past week as t .. s and shareholder returns continue downward trend

[ Sun, Nov 24th 2024 ]: Bill Williamson

Daktronics (NASDAQ:DAKT) shareholders have earned a 46% CAGR over the last three years

[ Sun, Nov 24th 2024 ]: Bill Williamson

Capital One On Hold, Like Its Pending Buyout Of Discover Financial

[ Sun, Nov 24th 2024 ]: Bill Williamson

Sprouts Farmers Market's (NASDAQ:SFM) 49% CAGR ou .. 's earnings growth over the same five-year period

[ Sun, Nov 24th 2024 ]: Bill Williamson

Should You Be Concerned About Ford Motor Company's (NYSE:F) ROE?
Fri, November 22, 2024

[ Fri, Nov 22nd 2024 ]: Bill Williamson

Summary of the article from Bloomberg "Sustainable Investment Gains Traction"

The diverging paths of deposits and credit: A balancing act for Indian banks

The widening disparity between credit growth and deposit mobilisation poses several challenges to the Indian banking system. To counter these risks, banks must focus on strategies to strengthen their deposit base while ensuring sustainable credit growth.
The article from Financial Express discusses the contrasting trends in deposit and credit growth within the Indian banking sector. It highlights that while credit growth has been robust, deposit growth has lagged, creating a significant gap. This disparity is attributed to several factors including a shift towards alternative investment options like mutual funds and insurance, which offer better returns than traditional bank deposits. The article notes that banks are now compelled to offer higher interest rates to attract depositors, which in turn squeezes their net interest margins. Furthermore, the piece explores how this imbalance affects liquidity, with banks increasingly relying on bulk deposits and short-term borrowings to meet credit demand. It also touches upon the RBI's concerns about potential asset-liability mismatches and the need for banks to manage their balance sheets more prudently to ensure financial stability. The article concludes by suggesting that banks might need to innovate in deposit mobilization strategies to align deposit growth with credit expansion.

Read the Full The Financial Express Article at [ https://www.financialexpress.com/business/banking-finance-the-diverging-paths-of-deposits-and-credit-a-balancing-act-for-indian-banks-3676827/ ]