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Over the last twelve months, credit offtake expanded by Rs. 20.4 lakh crore, deposits by Rs 23.9 lakh crore

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New Delhi [India], August 3 (ANI): The credit offtake continue to grow at the rate of 13.9 year-on-year to reach Rs. 168.1 lakh crore for the fortnight ending July 12, 2024, however, the pace of growth was slow, a Care Edge report said. Show Full Article Credit offtake is a type of bank credit that […]
Over the past year, India's banking sector has seen significant growth in both credit offtake and deposits, with credit expanding by Rs 20.4 lakh crore and deposits by Rs 23.9 lakh crore, according to the RBI's latest data. This growth reflects a robust economic recovery, with credit growth accelerating to 16.3% year-on-year in November 2023, the highest in over a decade. The increase in deposits has been driven by a rise in interest rates, making savings more attractive, while credit growth has been fueled by strong demand from sectors like retail, agriculture, and services. The RBI has noted that this trend indicates a positive outlook for the Indian economy, with banks playing a crucial role in supporting economic activities.

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