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Paying off debt with debt: How a balance transfer will save me over $1,000

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Running the numbers showed that a balance transfer card was right for me, but that's not the case for everyone. Here's what you should know.
The article from MSN Money discusses how transferring credit card debt to a card with a 0% introductory APR can save money on interest. The author, who had accumulated $10,000 in credit card debt, explains the benefits of a balance transfer. By moving the debt to a card offering a 0% introductory rate for 21 months, the author avoids paying the high interest rates of 20% to 30% on their existing cards. This strategy allows them to pay off the principal without the burden of additional interest, potentially saving over $1,000 in interest payments. The article also highlights the importance of understanding balance transfer fees, the duration of the promotional period, and the need to pay off the balance before the regular interest rate kicks in.

Read the Full Fortune Article at:
[ https://www.msn.com/en-us/money/credit-cards/paying-off-debt-with-debt-how-a-balance-transfer-will-save-me-over-1-000/ar-AA1zpWNq ]