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This Week In Credit Card News: Medical Credit Cards Are Being Pushed On Patients

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Medical credit cards are increasingly pushed on patients across America as the costs of health, dental, and veterinary procedures rise. CareCredit had 12 million cardholders and 270,000 participating providers in 2024,
The article from Forbes, published on January 16, 2025, discusses the increasing trend of healthcare providers promoting medical credit cards to patients. These cards, often marketed as a convenient way to finance medical expenses, come with high interest rates and deferred interest features that can lead to significant debt if not paid off within promotional periods. Critics argue that these cards exploit vulnerable patients by offering what seems like an easy payment solution but can result in financial hardship. The article highlights concerns from consumer advocates about the lack of transparency regarding the terms of these cards, and how they might not be the best financial option for managing healthcare costs. Additionally, it mentions legislative efforts in some states to regulate or ban these practices, aiming to protect consumers from predatory lending in healthcare settings.

Read the Full Forbes Article at:
[ https://www.forbes.com/sites/billhardekopf/2025/01/16/this-week-in-credit-card-news-medical-credit-cards-are-being-pushed-on-patients/ ]