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What is credit card churning?


🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
Credit card churning is the process of frequently opening new credit cards, typically with the hope of earning a card's sign-up bonus, then moving onto the next offer. Since issuers often impose restrictions on how many cards and bonuses you can qualify for, credit card churners may try to "game the system" to earn as much bonus value as possible.