First Financial Bank To Open New Location In Waxahachie

CLEBURNE, Texas, Oct. 22, 2012 /PRNewswire/ -- First Financial Bank, N.A., Cleburne today announced plans to open a new branch bank at 101 Northgate Drive in Waxahachie, Texas. The new branch, which is located just west of the intersection of Northgate Drive and State Highway 77, is subject to regulatory approval and is expected to open in the fourth quarter of this year.

"Our decision to open a branch in Waxahachie is based on our strong growth of customers in this area and from the community's request for us to open a branch," said Thomas M. O'Neil, CEO of First Financial Bank, Cleburne. "Waxahachie has excellent growth opportunities and we look forward to becoming involved in the community."

First Financial Bank, Cleburne, is a wholly owned subsidiary of [ First Financial Bankshares, Inc. ] (NASDAQ: [ FFIN ]) and operates offices in Cleburne, Burleson, Alvarado, Crowley and Midlothian.

Headquartered in Abilene, Texas, First Financial Bankshares is a financial holding company that operates 11 separately chartered banks with 54 locations in Texas. The other bank subsidiaries are First Financial Bank, N.A., Abilene, Albany, Clyde, Moran and Odessa; First Financial Bank, N.A., Eastland, Ranger, Rising Star and Cisco; First Financial Bank, Hereford; First Financial Bank, Huntsville; First Financial Bank, N.A., Mineral Wells; First Financial Bank, N.A., San Angelo; First Financial Bank, N.A., Southlake, Bridgeport, Boyd, Decatur, Grapevine, Keller and Trophy Club; First Financial Bank, N.A., Stephenville, Granbury, Glen Rose and Acton; First Financial Bank, N.A., Sweetwater, Roby, Trent and Merkel; and First Financial Bank, N.A., Weatherford, Willow Park, Aledo, Brock and Fort Worth. The Company also operates First Financial Trust & Asset Management Company, N.A., with six locations and First Technology Services, Inc., a technology operating company.

The Company is listed on The NASDAQ Global Select Market under the trading symbol FFIN. For more information about First Financial Bankshares, please visit our website at [ http://www.ffin.com ].

Certain statements contained herein may be considered "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. These statements are based upon the belief of the Company's management, as well as assumptions made beyond information currently available to the Company's management, and may be, but not necessarily are, identified by such words as "expect", "plan", "anticipate", "target", "forecast" and "goal". Because such "forward-looking statements" are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward-looking statements. Factors that could cause actual results to differ materially from the Company's expectations include competition from other financial institutions and financial holding companies; the effects of and changes in trade, monetary and fiscal policies and laws, including interest rate policies of the Federal Reserve Board; changes in the demand for loans; fluctuations in value of collateral and loan reserves; inflation, interest rate, market and monetary fluctuations; changes in consumer spending, borrowing and savings habits; and acquisitions and integration of acquired businesses, and similar variables. Other key risks are described in the Company's reports filed with the Securities and Exchange Commission, which may be obtained under "Investor Relations-Documents/Filings" on the Company's Web site or by writing or calling the Company at 325.627.7155. Except as otherwise stated in this news announcement, the Company does not undertake any obligation to update publicly or revise any forward-looking statements because of new information, future events or otherwise.

SOURCE First Financial Bank

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First Financial Bank To Open New Location In Waxahachie