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This common 401(k) mistake could cost you thousands of dollars a year. Here's how to roll over to maximize retirement savings

  Copy link into your clipboard //business-finance.news-articles.net/content/202 .. to-roll-over-to-maximize-retirement-savings.html
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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
Don't leave money on the table.
The article from Fortune, published on March 11, 2025, discusses a common mistake that 401(k) participants make which could cost them thousands of dollars annually: leaving their funds in a former employer's plan instead of rolling them over into an IRA or a new employer's plan. The piece explains that by not rolling over, individuals miss out on potentially lower fees and a broader range of investment options that could enhance their retirement savings. It provides a step-by-step guide on how to roll over a 401(k), emphasizing the importance of understanding the fees associated with the current plan, choosing the right type of rollover (direct or indirect), and selecting a new investment vehicle that aligns with one's retirement goals. The article also highlights the tax implications of rollovers and advises consulting with a financial advisor to ensure the move maximizes retirement savings.

Read the Full Fortune Article at:
[ https://fortune.com/2025/03/11/this-common-401k-mistake-could-cost-you-thousands-of-dollars-a-year-heres-how-to-roll-over-to-maximize-retirement-savings/ ]