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Gen Xers and millennials aren't ready for the long-term care crisis their boomer parents are facing

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
Many millennials and Gen Xers are facing a stark reality: their parents and grandparents don't have the means to pay for long-term care — and they'll need to help foot the bill, especially since government aid often doesn't cover large parts of this care.
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The article from MSN discusses the looming long-term care crisis that Generation X and Millennials are unprepared for, as their Baby Boomer parents age. It highlights that many Boomers did not adequately plan for long-term care, with only a small percentage having long-term care insurance. This lack of preparation places a significant financial and emotional burden on their children, who are often left to manage caregiving responsibilities. The piece points out that the costs of long-term care are rising, and with people living longer, the need for such care is increasing. It also notes that many younger generations are not financially equipped to handle these costs, nor are they aware of the extent of care their parents might require. The article suggests that proactive planning, including discussions about care preferences and financial planning, is crucial to mitigate the impact of this crisis.

Read the Full MSN Article at:
[ https://www.msn.com/en-us/money/personalfinance/gen-xers-and-millennials-aren-t-ready-for-the-long-term-care-crisis-their-boomer-parents-are-facing/ar-BB1rgYIB ]
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