UGRO Capital receives patent for its proprietary credit scoring model

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UGRO Capital receives patent for its proprietary credit scoring model

//business-finance.news-articles.net/content/202 .. nt-for-its-proprietary-credit-scoring-model.html

Published in Business and Finance on Wednesday, December 11th 2024 at 23:21 GMT by Business Line
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

UGRO Capital receives patent for GRO Score credit scoring model, leveraging alternate data for MSME lending growth.

UGRO Capital, a tech-driven NBFC focused on small businesses, has been granted a patent for its proprietary credit scoring model named GRO Score 2.0. This model integrates data from over 250 variables including GST, banking, and bureau data to assess the creditworthiness of small businesses, aiming to reduce the risk of loan defaults. The patent, granted by the Indian Patent Office, covers the method and system for evaluating creditworthiness, marking UGRO as the first NBFC in India to receive such a patent for a credit scoring model. This development is expected to enhance UGRO's ability to offer tailored financial solutions to small businesses, thereby fostering financial inclusion and supporting economic growth.

Read the Full Business Line Article at:
[ https://www.thehindubusinessline.com/money-and-banking/ugro-capital-receives-patent-for-its-proprietary-credit-scoring-model/article68972969.ece ]