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TCH's real-time payments can be larger; Mastercard to pay $254 million UK settlement

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
The Clearing House increased its transaction limit from $1 million to $10 million; Mastercard settled a card fee lawsuit; and other news from the world of payments.
The Clearing House's real-time payments (RTP) network has increased its payment limit from $100,000 to $1 million per transaction, aiming to facilitate larger and more complex transactions. This adjustment comes in response to customer demand for handling higher-value payments in real time, which could include payroll, insurance claims, and commercial transactions. The increase in the transaction limit is part of a broader strategy to enhance the RTP network's capabilities, making it more competitive with other payment systems like FedNow, which also supports transactions up to $500,000. This move is expected to encourage more businesses to adopt real-time payments for significant financial operations, thereby promoting efficiency and reducing the reliance on slower, traditional payment methods.

Read the Full American Banker Article at:
[ https://www.americanbanker.com/payments/news/the-clearing-houses-rtp-rail-raises-its-payment-limit ]