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Best CDs Right Now to Maximize Your Savings

  Copy link into your clipboard //business-finance.news-articles.net/content/202 .. best-cds-right-now-to-maximize-your-savings.html
  Print publication without navigation Published in Business and Finance on by Bill Williamson
          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
See how we rate banking products to write unbiased product reviews. At Business Insider, we independently monitor over 100 financial institutions across the U.S. to find the best CD rates nationwide.
The article from Business Insider discusses the current landscape of Certificate of Deposit (CD) rates as of early 2023. It highlights that with the Federal Reserve raising interest rates to combat inflation, CD rates have also increased, making them an attractive option for savers looking to lock in higher yields. The piece lists several financial institutions offering competitive CD rates, including online banks like Ally, Marcus by Goldman Sachs, and Synchrony Bank, which often provide higher rates than traditional brick-and-mortar banks due to lower overhead costs. It also mentions that credit unions and smaller banks might offer competitive rates, especially for local or community-focused depositors. The article advises readers to consider not only the rate but also the term length, early withdrawal penalties, and the minimum deposit requirements when choosing a CD. Additionally, it points out the importance of laddering CDs to manage liquidity and take advantage of different rate environments over time.

Read the Full Business Insider Article at [ https://www.businessinsider.com/personal-finance/banking/who-has-the-best-cd-rates-right-now ]