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Published in Business and Finance on Tuesday, May 15th 2012 at 5:22 GMT by Market Wire

May 15, 2012 08:15 ET
Research on First Niagara Financial Group Inc. and People's United Financial Inc. -- Savings and Loans Companies Making the Best of the Current Environment
JOHANNESBURG, SOUTH AFRICA--(Marketwire - May 15, 2012) - [ www.stockcall.com/ ] offers investors comprehensive research on the Savings & Loans industry and has completed analytical research on First Niagara Financial Group Inc. (
Companies in the savings and loans industry, including First Niagara Financial Group Inc. and People's United Financial Inc., have been seeing positive and negative trends. The continually low interest rates have remained a challenge for the industry, limiting interest-based revenues. However, industry players have been benefiting from loan growth in recent quarters as well as significant improvements to credit quality. Investors can register for free to access the research reports on First Niagara Financial Group Inc. and People's United Financial Inc. at [ www.stockcall.com/FNFG150512.pdf ] or [ www.stockcall.com/PBCT150512.pdf ].
[ www.stockcall.com/ ] is an online platform where investors doing their due-diligence on the Savings & Loans industry can have easy and free access to our analyst research and opinions on First Niagara Financial Group Inc. and People's United Financial Inc.; investors and shareholders of these companies can simply register for a complimentary membership at [ https://stockcall.com/development/stockcall/page.php?name=register.html ].
Furthermore, many industry players have been focused on cost reductions and expense management which have helped to improve margins. There have also been a number of opportunistic acquisitions in the industry as companies look to overcome the sluggish recovery. For example, First Niagara is due to complete and to convert its acquisition of a number of HSBC branches later this month. Register now at [ https://stockcall.com/development/stockcall/page.php?name=register.html ] to have free access to our reports on the Savings & Loans industry.
One possible concern for the industry is the potential end to the Federal Deposit Insurance Corporation program, which insures small business accounts, in December. This program was set up to encourage businesses to remain at smaller institutions by providing heightened security. However, its cessation could drive businesses to larger banks, often considered safer. If this shift were to take place smaller banks could lose their deposits, thus hampering their ability to lend. Visit [ www.stockcall.com/ ] to see how companies in this industry have grown over the past years and how they are expected to perform in the future.
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